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Kalkulator KeuanganLoan EMI Calculator
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Kalkulator Cicilan Pinjaman

Hitung pembayaran bulanan pinjaman Anda, total bunga, dan pelunasan total — secara instan dan privat.

Jawaban Cepat

Kalkulator Cicilan Pinjaman lets you: Hitung pembayaran bulanan pinjaman Anda, total bunga, dan pelunasan total — secara instan dan privat. To start, masukkan jumlah pokok yang Anda pinjam.

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Cara menggunakan alat ini

  1. 1

    Masukkan jumlah pinjaman

    Masukkan jumlah pokok yang Anda pinjam.

  2. 2

    Masukkan tingkat bunga

    Masukkan tingkat bunga tahunan sebagai persentase.

  3. 3

    Masukkan jangka waktu pinjaman

    Masukkan periode pelunasan dalam tahun.

  4. 4

    Lihat hasil secara instan

    Lihat cicilan bulanan, total bunga, dan total pembayaran Anda.

Pertanyaan yang Sering Diajukan

Alat Terkait

Compound Interest

Hitung nilai masa depan investasi Anda dengan bunga majemuk — secara instan dan privat.

Salary to Hourly

Konversi gaji tahunan Anda menjadi tarif per jam, harian, mingguan, dan bulanan secara instan.

Loan amount ($)$20,000
Annual interest rate (%)7.5%
Loan term (years)5y

Principal vs. interest

Principal83%
Total interest17%

Monthly payment (EMI)

$400.76

Total interest

$4,045.54

Total payment

$24,045.54

Monthly amortization schedule (60 months)
MonthPaymentPrincipalInterestBalance
1$400.76$275.76$125.00$19,724.24
2$400.76$277.48$123.28$19,446.76
3$400.76$279.22$121.54$19,167.54
4$400.76$280.96$119.80$18,886.58
5$400.76$282.72$118.04$18,603.86
6$400.76$284.48$116.27$18,319.38
7$400.76$286.26$114.50$18,033.11
8$400.76$288.05$112.71$17,745.06
9$400.76$289.85$110.91$17,455.21
10$400.76$291.66$109.10$17,163.55
11$400.76$293.49$107.27$16,870.06
12$400.76$295.32$105.44$16,574.74
13$400.76$297.17$103.59$16,277.57
14$400.76$299.02$101.73$15,978.55
15$400.76$300.89$99.87$15,677.65
16$400.76$302.77$97.99$15,374.88
17$400.76$304.67$96.09$15,070.21
18$400.76$306.57$94.19$14,763.64
19$400.76$308.49$92.27$14,455.16
20$400.76$310.41$90.34$14,144.74
21$400.76$312.35$88.40$13,832.39
22$400.76$314.31$86.45$13,518.08
23$400.76$316.27$84.49$13,201.81
24$400.76$318.25$82.51$12,883.56
25$400.76$320.24$80.52$12,563.33
26$400.76$322.24$78.52$12,241.09
27$400.76$324.25$76.51$11,916.84
28$400.76$326.28$74.48$11,590.56
29$400.76$328.32$72.44$11,262.24
30$400.76$330.37$70.39$10,931.87
31$400.76$332.43$68.32$10,599.44
32$400.76$334.51$66.25$10,264.92
33$400.76$336.60$64.16$9,928.32
34$400.76$338.71$62.05$9,589.61
35$400.76$340.82$59.94$9,248.79
36$400.76$342.95$57.80$8,905.84
37$400.76$345.10$55.66$8,560.74
38$400.76$347.25$53.50$8,213.48
39$400.76$349.42$51.33$7,864.06
40$400.76$351.61$49.15$7,512.45
41$400.76$353.81$46.95$7,158.64
42$400.76$356.02$44.74$6,802.63
43$400.76$358.24$42.52$6,444.38
44$400.76$360.48$40.28$6,083.90
45$400.76$362.73$38.02$5,721.17
46$400.76$365.00$35.76$5,356.17
47$400.76$367.28$33.48$4,988.88
48$400.76$369.58$31.18$4,619.31
49$400.76$371.89$28.87$4,247.42
50$400.76$374.21$26.55$3,873.20
51$400.76$376.55$24.21$3,496.65
52$400.76$378.90$21.85$3,117.75
53$400.76$381.27$19.49$2,736.47
54$400.76$383.66$17.10$2,352.82
55$400.76$386.05$14.71$1,966.76
56$400.76$388.47$12.29$1,578.30
57$400.76$390.89$9.86$1,187.40
58$400.76$393.34$7.42$794.07
59$400.76$395.80$4.96$398.27
60$400.76$398.27$2.49$0.00